🏡 How to Buy Property in Greece (Skopelos, Skiathos & Alonissos) – 2026 Guide

Buying a property on the Greek islands of Skopelos, Skiathos and Alonissos is a straightforward process when guided correctly. At Greek-Houses, we support international buyers through every step – safely, transparently, and efficiently.

🇬🇷 Step 1: Get a Greek Tax Number (AFM)

To buy property in Greece, you must obtain a Greek tax number (AFM).

• Required for all financial transactions

• Can be issued remotely via appointment

• Free of charge

• Usually handled by your lawyer

👉 Tip: Get your AFM early to avoid delays when making an offer.

🏦 Step 2: Open a Greek Bank Account

A Greek bank account is essential for:

• Paying property taxes

• Transferring funds

• Completing the purchase

Required documents:

• Passport / ID

• Greek tax number (AFM)

• Proof of income

• Utility bill (address verification)

• Phone number confirmation

👉 If buying jointly, a shared account is required.

⚖️ Step 3: Hire a Lawyer (Highly Recommended)

We strongly advise working with a qualified Greek property lawyer who does not live on the island.

Your lawyer will:

• Check the legal status of the property

• Handle contracts and due diligence

• Represent you in front of authorities

• Ensure a safe and secure transaction

• We have a excellent network and can recommend you some lawyers

✍️ Step 4: Power of Attorney (Optional but Recommended)

A power of attorney allows your lawyer to act on your behalf.

This is useful if you:

• Cannot stay in Greece during the process

• Want a faster and smoother transaction

You can arrange it via:

• Local notary in Greece

• Or a Greek embassy/consulate abroad

👉 Translation is always provided before signing.

💬 Step 5: Make an Offer & Secure the Property

Once your offer is accepted:

• A deposit is agreed between buyer & seller

• The property is taken off the market

• Legal checks begin immediately

👉 Being prepared (AFM + bank account ready) gives you a major advantage

💰 Costs of Buying Property in Greece

Expect total additional costs of:

👉 10% – 12% on top of the purchase price

Breakdown:

1. Property Transfer Tax

• Approx. 3% of purchase price

• Paid before signing the deed

2. Notary & Land Registry Fees

• Depend on property value and contract complexity

3. Lawyer Fees

• Vary depending on services

• Usually agreed upfront

4. Real Estate Fees

• 2% + VAT (24%) per side

• Total commission: approx. 4%

📊 Ongoing Costs After Purchase

🏠 ENFIA (Property Tax)

• Annual tax based on property size

• Payable in installments or annually

💡 Utilities

• Electricity

• Water

• Internet / phone

👉 All payable via e-banking

📑 Accountant (Recommended)

• Handles tax obligations

• Manages ENFIA payments

• Required if renting out your property

⚠️ Important Legal Requirements

📄 Documents your lawyer may request:

• Marriage certificate (if applicable)

• Apostille certification (international validation)

👉 This is mandatory for foreign buyers.

🏗️ Important Information for Sellers

To sell property in Greece, you need:

📍 Topographic Plan (GPS Survey)

• Issued by a civil engineer

• Must match your tax declaration (E9)

⚠️ If discrepancies exist:

• Illegal structures must be legalized

• Possible penalties apply

• Additional taxes may be due

💸 Seller Costs

When selling, you typically pay:

• Accountant

• Civil engineer

• Real estate agent

• Lawyer (optional but recommended)

📉 Capital Gains Tax

• May apply if selling shortly after purchase

⚠️ Property Availability Disclaimer

Not all properties listed are exclusively managed by us. This means:

• Some properties may be sold without prior notice

• Summer rentals can delay viewings

• The first accepted offer has priority, but

• The seller always makes the final decision

🌟 Why Buy with Greek-Houses.com?

• ✔ Local expertise on Skiathos, Skopelos & Alonissos

• ✔ Full support from search to ownership

• ✔ Multilingual communication (English, Norsk, Deutsch, Greek)

• ✔ Trusted network of lawyers & professionals

• ✔ Transparent and secure process

📞 Start Your Property Journey Today

Whether you’re looking for a holiday home, investment property, or permanent residence in Greece, we are here to guide you every step of the way.

👉 Contact Greek-Houses.com today and find your dream property in the Greek islands.